IVF Help Guide

Are you Planning an IVF? Well, My wife and I are. So, I wanted to put together a list of helpful websites. To help others that are planning to have a baby through IVF.


First, do your research on Fertility doctors have the best success rate. Just go to http://www.sart.org/
Find a Clinic, do a search. Select your clinic and view the ART Data Report: an Example of our clinic is here. ART Report for, University of South Florida IVF

Here is a website where you can save up to 70% off  IVF Medication.
https://www.ivfmeds.com/

IVF Costs - In Vitro Fertilization Costs. IHR.com directory of Infertility IVF Clinics.
On average, IVF cost of a basic IVF cycle in the U.S ranges from about $12,000 - $15,000. Although some insurance companies cover IVF, often they don't.

Many clinics offer discounted fees for course-of-treatment IVF programs, such as our Attain IVF® Flex Plans. ... You may be able to use a home equity line of credit, take a loan against your 401K or other investment and insurance policy for infertility treatment financing.


Once you've determined that in vitro fertilization (IVF) treatment is your next step along the path to parenthood, you’ll want to determine how you’re going to pay for treatment – and you'll probably have more options than you realize!

1. Insurance. Currently fifteen states mandate some form of fertility treatment coverage and it varies by state. The first place you can start is to see if your state is one that requires infertility insurance benefits. Even if your state doesn’t mandate fertility health insurance, your health insurance plan may offer some form of coverage.
2. IVF programs. Many clinics offer discounted fees for course-of-treatment IVF programs, such as our Attain IVF® Flex Plans.
3. Fertility Financing. Loans to help cover Attain IVF Program costs are available through Attain IVF's preferred fertility partner, CapexMD. Click here for details.
4. Existing assets and investments. You may be able to use a home equity line of credit, take a loan against your 401K or other investment and insurance policy for infertility treatment financing.
5. Credit card companies. Using a credit card to pay for treatment is another option. If your account is in good standing, you may want to contact your credit card issuer to request an increase in your line of credit (sometimes at a reduced interest rate) that you can use as part of your infertility financing plan. While there are no guarantees, it doesn’t hurt to ask!
6. Family members. Don’t overlook family members who may be willing to loan you money – possibly with no interest.
7. Fertility Grants. There are a number of nonprofit organizations that provide funding for patients who can’t afford fertility treatment, such as B.U.M.P.S., The Cade Foundation, and Fertile Dreams among others.

• Links for  Infertility Treatment Grants and Scholarships

http://babyquestfoundation.org/

http://www.cadefoundation.org/

http://www.inciid.org

www.lifefindsaway.org

http://www.payitforwardfertility.org

http://my.clevelandclinic.org

IVF Scholarships from INCIID

 

1. Military families. Some clinics offer special rates to men and women actively serving in the military, as well as veterans.
2. Fertility Drug Programs. Several fertility drug companies offer programs that make the cost of fertility drugs more manageable, including Design Rx by Fertility by Design, Ferring Pharmaceutical’s Heart Program by Ferring Pharmaceuticals, and Fertility Assist2 from Fertility LifeLines by EMDSorono. Members of our Attain IVF Flex Plans automatically receive an Attain® Rx Discount Card with discounts of up to 30-75% off prescription medications.
3. Savings. And of course there’s always the opportunity to start saving now. It could mean delaying treatment, but with a well-thought-out budget, you may have the resources available sooner than you think.
4. EGG Donation. Some Fertility Clinics will pay egg donors, eather they will pay for 1/2 of the IVF or they will give you a couple Thousand Dollars. www.Floridafertility.com/Egg-Donor

Once you know that undergoing infertility treatment is your next step towards becoming a parent, having a solid understanding of the associated costs and being proactive about your fertility financing options will provide you with the information you need to make the best decisions possible.

Facebook Money Flipping Scam

Social media is being used to lure new victims into an old get-rich-quick scam.  Twitter, Facebook and Instagram users are advertising ways to turn $100 into $1,000 by "flipping money." The pitch suggests investors can take advantage of quirks in the monetary system to leverage additional cash and turn a few hundred dollars into thousands. It's as easy as sending in a prepaid debit card to a specific address.  Getty Images/Ingram Publishing Social media is being used to lure new victims into an old get-rich-quick scam: flipping cash. Want proof? The websites come complete with pictures of happy investors posing with stacks of cash and testimonials about how easy it is to make money. But fraud experts warn that the only people making money on this are the scam artists, who take the debit cards and never look back. "You're giving a prepaid debit-card number to someone you don't know. (You're) not sure how they're going to flip the money, not sure if it's legal or not," Felicia Thompson, spokeswoman for the Better Business Bureau of Central, Northern and Western Arizona, said. "Really, you're not going to hear from them again because they have what they want." The BBB is one of several consumer-protection agencies warning of the scam. Authorities in several other states also have posted warnings about flipping cash. The National Consumer League details on its website, fraud.org, how the scam works. Flipping scams are not new, but the use of social media and classified listings on Craigslist to promote them mark "a worrying trend," according to the bulletin, because of the ease and speed with which victims are lured into the scheme. "A recent complaint filed to fraud.org from a 26-year-old victim in California listed the scammer's name, Martez Brands, and his phone number," the bulletin said. "This information led to a website called OnInstagram, where the victim had originally found the scammer and eventually lost $300. Websites such as OnInstagram and Iconosquare are comprised of multiple pages of scammers' profiles and postings about flipping money." The scheme is simple. The victim loads the debit card and then contacts the scammers, usually through a phone number or message, to provide the PIN. Once con artists have access to the cash, they often block "the victim from contacting them via social media network or phone number, according to fraud.org. Still tempted? Consumer protection advocates suggest taking these steps before committing any cash: • Do a quick search. Before making contact, do a Web search of their username or phone number. If it's a scam, chances are that other victims have posted complaints and information online. • Be wary of prepaid debit cards. Wire transfers used to be a scammer's favorite way to collect payment, but prepaid debit cards are the new preferred method. Treat prepaid debit cards like cash. Once you give away the account info, you will not be able to get that money back. • Don't trust your online friends. It might not actually be them "liking" or sharing scam posts. Their accounts may have been hacked.

Highlands Lake Center ***Bad***Bad***Bad***

We just put my grandma in this rehab facility. She is already talking about abuse.

Highlands Lake Center

4240 LAKELAND HIGHLANDS RD [map] 
Lakeland, FL 33813